Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue his or her employer for the tort of negligence. The tradeoff between assured, limited coverage and lack of recourse outside the worker compensation system is known as “the compensation bargain.” We provide information from some 48 states that has various responsibilities within the laws of that state regarding the type of compensation offered in each state. The information is furnished varies from state to state but is readily available.


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